Bike insurance and tree climbing

Date: 12/8/2022

An insurance agent comes over to discuss my bicycle. The rest of the family is sleeping, so I ask them to be quiet. I don’t understand what they’re asking, but it’s not stressful. They’re friendly. In the backyard I see someone fall from a tall tree. I run over and it’s my cousin Kate. She’s taken up tree climbing. I try to convince her to use ropes and a harness, but she refuses.